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Student credit cards

Want more flexibility when you’re studying? Repay your balance in full each month and enjoy 0% interest on your purchases*. 
Representative 21.9% APR (variable).
 


Representative example

Representative 21.9% APR (variable). Purchase rate 21.95% p.a. (variable). Based on borrowing £1,200 over 12 months. The representative APR is the Annual Percentage Rate of charge. You can use it to compare the overall cost of credit between different lenders.




Student credit cards explained

  • Gives you more financial flexibility by spreading out the cost of purchases
  • Enjoy protection on things you buy with Section 75 of consumer credit act
  • Build up your credit score to make it easier to get loans or mortgages in the future

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Who is this student credit card good for?

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Anyone studying at university or college

If you’re not a student, try one of our other credit cards.

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Building your credit score

Manage your credit card well, and you’ll start building a positive credit score.

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TSB student current account holders

You’ll need to have a student current account with us for 3 months before applying.

Representative example

Representative 21.9% APR (variable). Purchase rate 21.95% p.a. (variable). Based on borrowing £1,200 over 12 months. The representative APR is the Annual Percentage Rate of charge. You can use it to compare the overall cost of credit between different lenders.



Our student credit card benefits

  • There’s no interest charged if you pay the full balance of your previous and current statements on time*
  • Any balance that remains will be charged at 21.95% APR (variable)
  • It’s free to hold our Student credit card, with no annual fees
  • Pay through contactless, or set it up on Apple or Google Pay.
  • Priceless.com is available exclusively to Mastercard cardholders and provides access to unforgettable experiences and valuable everyday discounts in the cities where you live and travel.

Three different TSB credit cards

*Maximum 56 days for your purchases if you pay the full balance shown on your previous and current statement on time. There’s no interest-free period for balance transfers and cash withdrawals.




Apply for a student credit card

What you need to apply

Details

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Have had a TSB Student Current Account for at least the last three months.

Eligibility:

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You must be 18 or over

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A UK resident

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Have a regular income

Criteria:

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Not be currently declared bankrupt, have County Court Judgments or be subject to an individual voluntary agreement.

Useful documents and guides

Check my eligibility and apply

Already a TSB customer?

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Log in to Internet Banking

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Apply for a new card

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Complete in just minutes

Check my eligibility and apply

New customer?

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Apply online

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Open a student account

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Complete in just minutes

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If you prefer to apply in branch or through a telephone, you can book an appointment in advance.



Student Credit Card FAQs

  • A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch.
  • Mastercard® SecureCode to help keep your details secure when shopping online.
  • Active account monitoring to spot any suspicious spending.
  • Overseas emergency telephone assistance if you lost your card abroad.
  • Receive Overseas Alerts when your card has been used in a foreign country. To opt in, opt out and amend your settings, use the form below. We’ve chosen Adobe to support us with our digital processes by using their ‘Adobe Sign’ software. Adobe is a separate data controller from TSB, and any personal data you provide will be sent to Adobe and processed in accordance with their terms and conditions of service. You may wish to read their Adobe Terms of Use and Consumer Disclosure before using the following link. Update Your Overseas Alerts.

There may be lots of different reasons you might need to bank with us differently, either in the short term, or on a continuing basis. It could be because of your physical or mental wellbeing, or because of a life event you’ve experienced. Whatever the reason, we are committed to tailoring our support to your personal needs.

If you choose to tell us about your individual support needs, we will take the time to understand your circumstances and work with you to make sure you have the support you need when banking with TSB. We can add a Support Indicator to your account, which means whenever you talk to us, we'll be aware that you may need tailored support.



Important information

TSB adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board. Read more about our lending commitments to you (PDF, 56.8KB).

  1. Mastercard® SecureCode is a registered trade mark and is used under licence by TSB Bank plc,

  2. Mastercard® and the Mastercard® Brand mark are registered trademarks of Mastercard® International Incorporated

The issue of a credit card is subject to status and depends on our assessment of your circumstances. You must be 18 or over and a UK resident to apply.